Use your prepaid card where it isn't accepted.
Some merchants don't accept prepaid or gift cards. Prepaid Concierge is being built to help you complete a specific purchase using a secure, single-use virtual payment card.
Prepaid Concierge is in development. The pages below illustrate the product we intend to build with a payment and card-issuing partner.
Designed for
Vercel
Authorized
$42.00
Illustration of the intended product. Not an issued card.
Merchants that commonly restrict prepaid & gift cards
One purchase.
One merchant.
One virtual card.
You choose exactly what you're paying for. Prepaid Concierge is designed to create a virtual payment card restricted to that transaction — nothing broader.
When your prepaid card won't work, Prepaid Concierge creates a payment method designed specifically for the purchase you're trying to make.
Example request
- Merchant
- Vercel
- Amount
- $42.00
- Purpose
- Monthly hosting bill
How it will work
Your purchase stays in your control. You complete the payment with the merchant yourself, using a card built for that transaction.
Tell us what you're buying
Enter the merchant, the purchase amount, and what you're trying to pay.
Securely fund your purchase
Use an eligible prepaid or debit card to fund the transaction.
Get a single-use payment card
We create a virtual payment card configured for the specific merchant and authorized amount.
Your card isn't the problem.
You have the money. The merchant simply doesn't accept your particular payment method. Prepaid Concierge is being built to bridge that gap — for one purchase at a time.
What people are trying to pay
The purchases that keep getting declined when the only funds available are on a prepaid or gift card.
Amazon
RV supplies, electronics, household items.
Vercel
Hosting and software bills.
AWS
Cloud services billed to a card on file.
Campgrounds
Reservations and RV travel.
Online subscriptions
Recurring services that restrict prepaid cards.
RV services
Parts, repairs, and mobile service bookings.
Safety by design
These are the controls the platform is being designed around, and what we intend to configure with a card-issuing partner.
Specific merchant
The virtual card is designed for the merchant you select.
Specific amount
The authorized amount is established before the purchase.
Single use
The virtual card is designed for a single transaction.
No cash-out
Not designed to convert prepaid cards into cash, ATM withdrawals, or P2P transfers.
What the customer funds
The purchase amount, plus a single Prepaid Concierge fee for the service. No subscription, and nothing to pay unless you're making a purchase.
- One fee per purchase, disclosed in full before you fund anything
- No monthly cost, no subscription
- Card intended to expire after your purchase
- Designed for a single merchant and a single amount
Example — Vercel hosting bill
Illustrative. Fee structure will be set alongside our payment and card-issuing partners, and shown in full before any purchase.
Questions
Who issues the virtual card?+
Prepaid Concierge is a technology and purchasing platform. Virtual payment cards will be provided through regulated financial institutions and card-program partners. We are working with these partners to establish the appropriate payment and compliance infrastructure.
How will the virtual card work?+
Each purchase is designed to use a virtual card restricted to the requested merchant and authorized purchase amount. The card is intended for one specific transaction and will not be reusable for unrelated purchases.
Which cards will I be able to use?+
Prepaid Concierge is being designed to support eligible prepaid and debit cards. Supported card types will depend on our payment and banking partners.
Why not just buy a gift card for the merchant?+
Where a merchant sells its own gift cards, that is often the simpler route. This is being built for purchases where there is no gift-card option and the merchant declines prepaid cards — hosting and cloud providers, utility and rent portals, insurers, campground bookings, and government fees.
Is the service live today?+
No. Prepaid Concierge is in development. Nothing is charged, no card is issued, and no customer funds are handled. This site describes the product we intend to build.
Who is this site for right now?+
Financial institutions, card issuers, payment processors, and program managers evaluating whether to build this program with us. The pages here illustrate the customer experience so a prospective partner can see exactly what is being proposed.
We're building the infrastructure.
Prepaid Concierge is seeking regulated financial institutions, card issuers, payment processors, and program-management partners to provide the underlying payment and card-issuing infrastructure for this platform.
Your prepaid card. Your purchase.
A payment card built for that transaction.
That's the product. If you issue cards, process payments, sponsor programs, or manage them, we'd like to build it with you.
Read the partner brief